The Housing Hype

WHAT IS RENTER’S INSURANCE?

A renter’s insurance policy can help protect you and your belongings from unforeseen expenses resulting from fire, smoke, water damage, windstorms, lightning, theft and/or vandalism.  Military Family Housing and off-base residents are strongly encouraged to carry dwellers renter’s liability insurance.

WHY SHOULD I HAVE IT?

Even if you don’t think your property is of any value and in the event of an accident, having renter’s insurance could be a “eureka” moment for you and your loved ones.  If you damage your home due to negligence, you may be responsible for repairs.  A stove burner left on could cost you in excess of $80K just to repair the home following a fire — are you prepared to cover that cost? 

HOW DO I GET IT?

If you don’t have insurance for your residence, the KMC Housing Office suggests that you immediately contact an insurance company to discuss the different available coverages.  If you require personalized advice, please contact the installation Judge Advocate.  Always keep in mind that, “by having renters insurance you’ll always have peace of mind” so, don’t become a statistic, get your renter’s insurance now!”

UPCOMING OFFICE CLOSURES

The KMC Housing Office and FMS will be closed on Feb. 14 due to the 86 AW Resilience Tactical Pause and on Feb. 17 in observance of the holiday.